• Discovering Change

    We’ve enhanced our collection of books and videos about finances to help you discover new ways to build a secure financial future. We’re also providing kiosks with printed and online resources throughout Southwest … Continue Reading…

    Discovering Change
  • Securing Change

    Securing Change is designed for people at all stages of life and income levels. It’s a series of stand-alone sessions on personal finance that focus on topics to help you make your future secure, giving you new and … Continue Reading…

    Securing Change
  • Making Change

    A course on financial fundamentals taught by MSU Extension instructors Making Change prepares you to make informed financial decisions, resolve debt issues, and plan for the future. This component of Changing the Balance … Continue Reading…

    Making Change
  • Supporting Change

    At Supporting Change you’ll be able share your progress and concerns with others who are dealing with similar issues. It’s also an opportunity for those who have overcome their daily financial struggle to compassionately … Continue Reading…

    Supporting Change

Personal Financial Help


In a recent financial literacy survey, 40% of U.S. adults gave themselves a grade of C, D, or F on their knowledge of personal finance. And nearly four out of five agreed they could benefit from additional advice.
Register for a Course Near You Today!

Financial Tools Available


You already know we can connect you to resources that inform, entertain, and enrich. Financial information is no different. But sometimes you need more than books and videos—like a set of tools and guidance to make the changes you want to see in your life.
Register for a Course Near You Today!

FREE Finance Courses


Changing the Balance was designed to help you make informed decisions about your finances. We’re offering effective, unbiased financial education and resources absolutely free. Let us guide you to the tools you need to build a secure financial future.
Register for a Course Near You Today!

Changing the Balance

Whether your financial challenges include day-to-day struggles to pay your bills or creative solutions to make the most of your retirement savings, the Niles District Library is here for you. Register for the FREE Changing the Balance Courses near you today!